Finance & Money
Student Aid Index Calculator - Estimate Student Aid Index (SAI) and aid eligibility.
Estimate Student Aid Index (SAI) and aid eligibility.
Formulas and edge cases are reviewed against authoritative references before publication. For methodology, editorial standards, or corrections, use the links below.
Frequently asked questions
What is SAI?
Student Aid Index replaced EFC in 2024, measuring family's ability to pay for college.
Can SAI be negative?
Yes, SAI can range from -1500 to 999999, with negative indicating highest need.
How accurate is this estimate?
This provides an approximation. Actual SAI is calculated by FAFSA.
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About this tool
This Student Aid Index Calculator turns your inputs into practical results. Provide Parent Income, Parent Assets, and Household Size to calculate Student Aid Index and Estimated Aid.
Adjust values to compare scenarios and see how sensitive the result is. The calculation uses the numbers as entered, so double-check units and expect small differences from rounding in the displayed totals.