Finance & Money
Auto Loan Calculator - Calculate Car Payments
Estimate car loan payments, total interest, and overall cost including taxes and fees.
Formulas and edge cases are reviewed against authoritative references before publication. For methodology, editorial standards, or corrections, use the links below.
Frequently asked questions
Does this include sales tax?
Yes. Enter your local sales tax rate and the calculator adds it to the financed amount.
What fees should I include?
Add dealer fees, registration, or documentation fees if they are financed with the loan.
How can I lower my car payment?
Increase the down payment, choose a longer term, or secure a lower interest rate.
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About this tool
This Auto Loan Calculator turns your inputs into practical results. Provide Sales tax, Car price, and Interest rate to calculate Loan amount and Total cost.
Adjust values to compare scenarios and see how sensitive the result is. The calculation uses the numbers as entered, so double-check units and expect small differences from rounding in the displayed totals.