Finance & Money
Annuity Calculator - Calculate annuity payments and totals.
Calculate annuity payments and totals.
Formulas and edge cases are reviewed against authoritative references before publication. For methodology, editorial standards, or corrections, use the links below.
Frequently asked questions
What is an annuity?
A financial product providing regular payments over time, often used for retirement income.
Ordinary vs annuity due?
Ordinary pays at period end, annuity due pays at beginning. Due yields slightly more.
Are annuities a good investment?
Depends on your goals. They provide income certainty but may have high fees and limited liquidity.
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About this tool
This Annuity Calculator turns your inputs into practical results. Provide Principal Amount, Interest Rate, and Term to calculate Total Interest and Payment Amount.
Adjust values to compare scenarios and see how sensitive the result is. The calculation uses the numbers as entered, so double-check units and expect small differences from rounding in the displayed totals.