Finance & Money

NPV Calculator - Calculate net present value (NPV) of an investment.

Calculate net present value (NPV) of an investment.

Created and maintained by: CalcTago Editorial TeamLast updated: 2026-02-08

Formulas and edge cases are reviewed against authoritative references before publication. For methodology, editorial standards, or corrections, use the links below.

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Frequently asked questions

What is NPV?

NPV measures the profitability of an investment by calculating the present value of all future cash flows minus the initial investment.

What discount rate should I use?

Use your required rate of return, cost of capital, or the rate you could earn elsewhere (opportunity cost).

Is positive NPV always good?

A positive NPV means the investment returns more than your discount rate, making it generally worthwhile.

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About this tool

This NPV Calculator turns your inputs into practical results. Provide Discount Rate, Initial Investment, and Cash Flows by Year to calculate Net Present Value and IRR.

Adjust values to compare scenarios and see how sensitive the result is. The calculation uses the numbers as entered, so double-check units and expect small differences from rounding in the displayed totals.