Finance & Money
Loan Payoff Calculator - Payoff Time
Estimate how long it will take to pay off a loan with extra payments.
Loading calculator...
Frequently asked questions
What counts as an extra payment?
Any additional amount you pay each month beyond the required payment.
Why is the payoff time unavailable?
If the payment does not cover monthly interest, the balance will not decrease.
Will extra payments reduce total interest?
Yes. Paying extra reduces the balance faster and lowers interest costs.