Finance & Money
Investment Calculator - Project Future Value
Estimate the future value of investments with regular monthly contributions.
Formulas and edge cases are reviewed against authoritative references before publication. For methodology, editorial standards, or corrections, use the links below.
Frequently asked questions
What return rate should I use?
Use an expected long-term average return for your investment mix.
Can I set monthly contributions to zero?
Yes. Enter 0 to see growth of the initial investment only.
Is inflation included?
No. This calculator shows nominal growth before inflation.
Related tools
About this tool
Inputs
- Initial investment
- Monthly contribution
- Annual return
- Investment period
Results
- Future value
- Total contributions
- Total growth
When precision matters, guesswork falls short. The Investment Calculator applies the correct formula to the values you enter and returns a clear result. Provide initial investment, monthly contribution, annual return and investment period to get started. The tool derives future value, total contributions and total growth from your entries. Projecting financial scenarios helps you set realistic goals and avoid costly surprises. The ability to estimate the future value of investments with regular monthly contributions comes up more often than most people expect — in professional work, academic projects, and everyday planning.
No. This calculator shows nominal growth before inflation. Factor in inflation when projecting long-term growth; a nominal rate of 7% with 3% inflation yields roughly 4% real growth. Use the result as a starting point for deeper analysis. Pair it with other tools for a more complete picture. Amortization schedules split each payment into principal and interest portions.